5–10% down
Chattel loan
For a home placed on leased land or in a community. Terms up to 23 years, faster closings.
Financing, without the runaround
We work with eleven lenders that specialize in manufactured housing, so we can match you to a program instead of squeezing you into one. Here is how most of our buyers finance.
10–20% down
Land-home package
Finance the land and the home together in a single mortgage, often at a lower rate.
3.5% down
FHA Title I & II
Government-insured options with flexible credit requirements for qualified buyers.
0% down
VA loan
For eligible service members and veterans placing a home on owned or purchased land.
What to have ready
- Two recent pay stubs or 2 years of tax returns if self-employed
- Photo ID and Social Security number
- Estimate of your down payment
- Address of your land, if you already own it
Ready to see your numbers?
Fill out the pre-qualification and a finance specialist will call you back today.
Start my application